Critical Illness Insurance

It is unfortunate but many of us will be diagnosed with an illness prior to death. It is also a concerning trend that many of us are being diagnosed younger. There are many different schools of thought on why this trend may be but the reality is we can only control those factors that are within our control. In this instance it means living a healthy life through regular exercise, a balanced diet and putting in place financial protection to protect ourselves and our family should we be confronted with this unwelcome reality.

Like life insurance – critical illness protection pays out a tax free lump sum should you be diagnosed with a list of defined critical illnesses. How you dispose of the tax free lump sum is up to you, but it is designed to help alleviate the financial burden during what is a very difficult time.

At The Mortgage Xchange when arranging your mortgage we search the whole market for the best critical illness cover based on your individual needs. If you do not currently have critical illness insurance feel free to click here to contact us where we would be happy to understand your individual circumstances and make a recommendation best suited to your needs.

Please Note: The Mortgage Xchange is a partner of Scott & Goose LLP who are directly authorised by the Financial Conduct Authority under reference 661183. Your home may be repossessed if you do not keep up repayments on your mortgage.